Plan your retirement withdrawals considering inflation and investment returns
Withdraw the same rupee amount each year. Simple but loses purchasing power due to 6% inflation.
Increases withdrawal by 6% annually to maintain purchasing power. Better for Indian conditions.
Withdraw fixed % of remaining corpus. Corpus never depletes but income varies with market.
Note: This calculator provides estimates based on your inputs. Actual returns will vary due to market volatility. Consider consulting with a financial advisor for personalized retirement planning. In India, considering higher inflation (6%), a withdrawal rate of 2-4% might be more sustainable. Indian retirement corpus should account for healthcare costs, which tend to rise faster than general inflation.